Build with confidence from the start
Building a home is different to a standard purchase, with more stages, more moving parts and a longer timeline.
From land purchase through to construction and final completion, having the right loan structure and guidance from the beginning makes the entire process smoother.
At Greco Finance Co, we’ve worked through hundreds of construction loans, helping clients understand each step and move forward with confidence.
What to expect with Greco Finance Co
We guide you through each stage of the process, making it clear, structured and easy to follow.
1. Understand your plans and budget
We assess your financial position, land options and build plans.
2. Structure your loan correctly
Your loan is set up to align with both land purchase and construction stages.
3. Secure approval
We manage the application process with lenders suited to construction lending.
4. Manage staged payments
Funds are released in stages as your build progresses.
5. Complete your build and move in
We support you through to final completion and settlement.
Understanding construction loans
Construction loans work differently to standard home loans, with funds released progressively throughout the build.
We work with you to ensure your loan is structured properly from the start, helping avoid delays or complications as your build progresses.
Why work with Greco Finance Co
Building a home is a major project, having the right support can make all the difference.
Frequently asked questions
If you’re planning to build, here are some of the most common questions we’re asked.
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How do construction loans work?
Funds are released in stages as your build progresses, rather than as a single upfront amount.
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Do I need a deposit to build?
Yes, but this can vary depending on your situation and whether you already own land or have equity.
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Can I use a builder of my choice?
Most lenders allow you to choose your builder, provided they meet lending requirements.
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When do repayments start?
Repayments typically begin as funds are drawn down throughout the construction process.
Take the next step with confidence
Whether you’re planning your build or ready to move forward, get clear advice tailored to your situation.
No obligation, just a conversation to explore your options.
